Clean up your past
We work with the credit bureaus and your creditors to challenge the negative items that impact your credit score.
Daily emails and updates directly from the credit bureaus 24/7
Our proprietary system and set up provides you 24/7 updates on improvements to your credit reports and scores.
Improve your future
We’ll maximize your credit score and strength so you can become more of an active participant in your success.
Repair, Restore, and Restart your credit history!
At ReStart4U we specialize in turning DECLINES into APPROVALS. Our comprehensive credit programs offer so much more than disputing negative accounts. ReStart4U provides a team of experts that include credit repair specialists, expert personal and business funding executives, private investors, realtors, brokers, car dealerships, etc.
Credit Repairing
Credit repair is important because a good credit score is a crucial factor in obtaining loans, mortgages, and credit cards with favorable interest rates and terms.
Credit Consulting
Our program is based upon extensive research of consumer laws, credit bureau reporting methods and resolutions for our clients.
Our Latest Services
Credit Repair
Per$onal Funding
Bu$iness Credit
Credit BuildingCredit Repair Services
Our board certified credit repair specialists have years of experience removing the following items from credit reports.
- Bankruptcy
- Collections
Inquiries
- Charge -offs
- Late Payments
Repossessions
- Foreclosures
- Student Loans
- Judgments
- Evictions
- Medical Bills
- Child Support
ID Theft Accounts and Info
Per$onal Funding
Personal funding is our service for individuals seeking funding for personal reasons. You do not need a business for personal funding. ReStart4U helps individuals attain anywhere from $10,000-$250,000 in unsecured credit, with the only requirement being a good credit score. Our credit repair is usually used by most to attain funding. An individual can go through the funding process multiple times a year as well.
Bu$iness Credit
Building business credit can provide numerous advantages for business owners, including improved access to financing, better loan terms, enhanced opportunities for growth and expansion, and a stronger business reputation. We can establish and maintain your business credit profile and attain unsecured funding for your business success and financial stability. A business owner can go through the funding process multiple times a year.
Credit Building
Not only do we remove negative accounts, but our experts work with you on adding positive accounts/tradelines to your credit report. You can never have too many positive accounts! This will speed up the process to a better credit score and provide strength to your credit.
Are You Ready For Your ReStart4U?
Mortgage Approval Program
We have licensed Realtors and Mortgage Brokers on staff that are experts in getting our clients approved to buy a home!
Rental Application Approval
Have you been denied an apartment or other rental unit? Would you like to be approved for a nicer unit? Our team are experts at getting you approved the the best rentals.
Car Loans Approved
We can help you finally get approved for the vehicle you really want. No more paying a huge car payment and high interest for a car you really don’t want!
Establish Business Credit
Have you thought about quitting your job and starting your own business? We can help you qualify for up to $250,000 or more in business credit. You can properly finance your business, purchase real estate, buy vehicles, or finance just about anything else with your business credit.
Choose Your Best Plane To Get Our Services
Starter Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Basic Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Premium Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Frequently Asked Questions
Yes. Our services and documents actually assist you in utilizing the law properly and to your advantage.
Once items are removed, they typically do not resurface, provided they are current, paid, or the collection is older than three years, with only rare exceptions.
Yes. Great credit saves you time AND money.
Expert guidance, comprehensive document preparation. Deep understanding of credit scoring, creditors, and bureaus. Remove negative items with confidence, backed by our flawless guarantee.
Every client is different and unique. Our goal is to get you to or over 700. 90% of clients witness a 25+ credit score boost within 30 days.
We do. If we are not able to delete any negative items off your credit reports, you are eligible for a 100% refund.
Free Consultation
Our Client Reviews
ReStart4U has exceptional customer service. They provided very clear step by step process of the actions they took to increase my credit. My life is now changed for the better thanks to a job well done on improving my credit from low 600s to almost 750.
I worked with Jay directly and he was always available if I had questions. He helped me get $40,000 in unsecured funding in 60 days and I started with a 627 score!
I can’t say enough regarding the team at ReStart4U. They were always available if I had any questions and I was able to achieve a 750 credit score in only 60 days!
I thought credit repair was a joke and a scam. I worked with Derrick and he told me to trust him. I’m glad I did. I’m now at 700 and about to start a business.
Brittney is the real deal, I was nervous that what I was being told was too good to be true, but they did a great job fixing my credit. I have referred five other people to them already.
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